Senior Risk & Compliance Manager

About us
Endowus is Asia's leading fee-only digital wealth platform. Licensed by the Monetary Authority of Singapore (MAS) and Hong Kong Securities & Futures Commission (SFC), Endowus is the first digital advisor in the region to span both private wealth (Cash) and public pension savings (CPF & SRS in Singapore), helping all investors grow their money with expert advice, institutional access to financial solutions, low and fair fees, and a delightful personalised digital wealth experience.
Our clients entrust us with a responsibility that goes far beyond technology or financial markets - they entrust us with their wealth - their livelihoods and ambitions of a better future for themselves and their loved ones. Our mission is clear: help people invest better so they can live easier today, and better tomorrow.

The people you will work with
The team has deep domain knowledge in finance and technology, bringing together decades of experience at Morgan Stanley, Amazon, JPMorgan, UBS, Goldman Sachs, Blackstone, Vanguard, ANT, Fidelity, McKinsey, Grab, ByteDance, and many others. See our leadership team here . We practise inclusion and treasure our diversity in background and experience. A diverse team is our biggest asset and we look for people who share our belief in Endowus' clear mission.

Investors, recognition, licensing
Endowus is backed by global leading strategic and venture capital investors including UBS, SoftBank Ventures Asia, Lightspeed Venture Partners, Samsung Ventures, Prosus Ventures, EDBI, ZVC, Singtel Innov8.
Endowus' leadership and growth have been recognised by the industry and it has attained numerous awards including Singapore's Rising Star and Fintech Innovation in Asset Management, CEO of the Year, CIO of the Year (Asia Asset Management's Best of the Best Awards 2022), Singapore's Fintech Startup of the Year (The Asset Triple A Digital Awards 2022), LinkedIn Top Start-ups 2021, Forbes Asia 100 to Watch, WealthTech of the Year (Asia FinTech Awards 2022), Top 15 Singapore's Best Workplaces Award and Top 100 Asia's Best Workplaces Award 2022 (Great Place to Work).

Risks

• Support and oversee the implementation and embedding of the non-financial risks management framework for SG & HK
• Oversee the preparation of Risk & Compliance Committee quarterly reporting deck
• Support investigations and oversee complaints lodged under complaints handling framework
• Oversee monthly operational issues and action plans tracking and follow up
• Conduct and oversee periodic risk reviews
• Oversee the management of internal audits and regulatory inspections
• Advice and oversee operational incidents assessment and logging
• Drive periodic review of risk appetite, tolerance and assessment
• Drive annual update of audit plan
• Track operational risks capital reporting
• Drive periodic update of risks and control self-assessments

Regulatory Compliance

• Provide advice and support to the business with interpretation and application of regulatory requirements
• Stay up to date and ensure compliance with regulatory changes
• Supports Head of Risk & Compliance in managing the relationship and communication with our regulators
• Maintain and update policies and procedures relating to regulatory compliance such as AML/CFT policy; PDPA policy; etc
• Implement and lead a compliance monitoring and testing program
• Establish and maintain the Regulatory Obligations Register
• Oversee the Outsourcing Management process including assessing materiality, risk
• and impact of outsourcing arrangements.
• Data Privacy & Protection work with Technology Risk team to ensure information security and the protection of confidential data in accordance with Personal Data Protection Act in Singapore

Requirements

• Bachelor degree (banking or finance or legal)
• Minimum 8 to 15 years of experience for Wealth Management or Private Banking or Asset Management businessin other financial institutions
• Working knowledge and experience of financial adviser and securities laws, regulations, directives and expectations
• Attention to detail, and able to adhere to strict deadlines in a highly regulated industry
• Strong communication skills
• Strong analytical and problem-solving skills
• Able to work independently and proactively take ownership
• Working knowledge and experience in first or second line risk management role

Advantage:

• Experience in communication with regulators

Benefits & perks

• Stock options in a fast growing company *
• Employee discount for investing at Endowus
• Flexible working hours and locations so you can live life and your best work - you are trusted to be responsible
• Competitive Staff Benefits; Annual leave, Life & Medical Insurance, Flexible Benefits Allowance *
• Productivity Equipment; Omnidesk Standing Desk & Ergonomic Chairs, Dell UltraSharp USB Type-C Monitor, high-end computer peripherals
• Choice of Apple or PC equipment
• Additional S$250 /HKD 1450 budget for your favourite hardware to boost productivity *

Note: * is only applicable to Full-Time employees