Risk Underwriter (Credit)

Job Requirements:

• Provide support in establishing and continuously monitor the implementation of the business credit risk management framework, ensuring excellence in risk performance.
• Evaluate and underwrite the risks associated with Asian suppliers and international buyers by utilizing technology tools, alternative data, and innovative approaches to enhance the accuracy and efficiency of underwriting.
• Proactively manage the credit risk exposure of a designated portfolio by conducting thorough risk assessments on counterparties, driving business growth through the implementation of risk mitigation solutions that align with the company's risk appetite and credit policy.
• Continuously explore and identify external data sources in different regions, with a specific emphasis on India, Bangladesh, Vietnam, and other relevant areas, to enrich our underwriting and rating models.
• Engage with external stakeholders, including funding partners and insurers, to secure their support and endorsement of our risk framework, ensuring seamless asset distribution.

 

Desired Profile:

• Possess a bachelor's degree or higher in statistics, mathematics, computer science, economics, or a related field.
• Have at least 10 years of experience in credit underwriting or risk strategy, preferably within a trade finance institution or fintech company.
• Prior experience in cross-border receivable finance, factoring, credit insurance, supply chain solutions, SME coverage, or relevant domain expertise is desirable.

R22104464
EA: 19C9859

Being a part of the global risk, credit, and compliance team, the candidate will have the key responsibility of contributing to the establishment of risk policies, developing credit underwriting capabilities, and driving data-driven risk innovation to facilitate business growth. To fulfill this objective, the candidate must possess a comprehensive understanding of client profiles, supply chain operations, and funding challenges. Additionally, they should have extensive knowledge of supply chain financing products, strong risk underwriting abilities, and a genuine enthusiasm for leveraging data-driven risk models to deliver credit decisions of high quality and efficiency